Others say...

"same old suggestions"
didn't like the book, I have already heard those way to save, learned nothing new

"It's helpful"
This book is helpful to those who are truely not financially savvy. To
the normal person, it's just plain common sense. Somehow having someone
tell you to do something you already knew was a good idea is empowering.
I hope those who really need the advise will heed it. We Americans have
too much debt. Period.

"Financial Relief"
"Pay it Down: From Debt to Wealth on $10 a Day" is an amazing book: easy to read, a workbook to help you sort out your own debt, and a wonderful resource of emails and phone numbers of all the places related to helping you get out of debt--whether you are just trying to get a better car loan rate or are in deep financial trouble. Jean Chatzky regularly appears on the NBC's "Today Show," as well as writing for magazines like "Time" and "Money."

In this book, she provides great advice for following a plan of finding $10 a day to put toward your debt and working your way to a happier life (her plan takes about three years of solid financial discipline to get to most results). She begins with the less painful ways to save and works her way toward much tougher choices. She offers practical advice and even builds in a way to have (planned) splurges. She offers practical advice that anyone can adapt, she realizes the reality of the need for cell phones and (basic) cable, at the same time helping you figure out how to find that extra money to reduce those dreaded credit card totals. She provides excellent advice about credit scores--how they are calculated, how you can improve your own, why you shouldn't cut up all those credit cards, and more.

Whether you just want to save a little more for retirement or need some serious financial help, this book is for you. There isn't anything much on investing money or what to do when you accumulate wealth: that's for another time. This is the nitty-gritty on dealing with debt and getting out from under those oppressive bills. I recommend this book.

"Very Happy"
I had a very pleasant experience purchasing this product. It was delivered in a timely manner, and was in the exact condition that the seller said it was. I will definitely be shopping at Amazon.com again.

"Very basic, but there is some good information in it"
So many negative reviews of this book are based on what the reviewer thinks everyone already knows - however it is they know that. True, this is not an in-depth economic or financial text, but it isn't meant to be. I consider myself an educated, relatively organized professional with workable financial knowledge, but I still picked up a few good tips from this book, and it made me think about a couple topics in a new light. My husband and I did the short exercises and discovered a surprise or two about our spending - nothing that was breaking the bank, but correcting the issues will save us some money that will add up over time.

This book is a very quick read done in a friendly, conversational tone. If you get it from your local library as we did, reading it won't cost anything, won't be much of a time investment, certainly won't hurt anything, and who knows, you may end up learning a thing or two that'll save you a few bucks.