If you have a checking account and a savings account, and download the transactions for both into Quicken, it will completely bork transfers between one account and another. You'll have to manually correct that yourself. Furthermore, lets say that you transfer $100 from Savings to Checking. If you do this, it should say "withdrawal to checking" on the Savings register, and "deposit from savings" on the checkings register. But it doesn't. It uses Withdrawal on both. Very illogical.

This program needs some way to better communicate internally what's happening between accounts, because it's a total mess in that respect.

I'd suggest you try using GNUcash if you can. It's free to download, and you get free upgrades. Your also welcomed to redistribute it and modify it, if you can, to suit your needs. Check it out at http://www.gnucash.org

It's a little bit technical, and offers many features that would only be useful to a professional accountant. But better overdone than underdone.

"new version waste of money"
Buying the new version is simply a waste of money.

"Quicken Deluxe 2003"
I was a loyal quicken user that started using Quicken before Windows 95 ever existed. That loyalty is ending with this version of Quicken. Every Time I start Quicken I keep getting an error saying "Online setup is missing and to go to [website] to see if this is a server related issue or try reinstalling quicken". I have reinstalled Quicken 5 times this is only a short term fix. Another problem is quicken will not always minimize and restore the quicken program window properly and can make other program windows misbehave until you close the Quicken Program. The reconcile feature seem to mess up previous reconciled sessions wanting you to re-reconcile your entire account. The program can crash when making a report. It would be nice if Intuit would fix their current 2003 software before trying to sell me a 2004 version.

"One star is too generous"
Quicken support simply doesn't exist. My Q2003 suddenly started telling me it was not the default financial application and wanted to know if it should be. No amount of answering yes or no stops that damned message from coming up every time Quicken loads.

So check their website for hints, right? Wrong! Run a check for clues and you get "page not found!" At least half of the things I tried to find resulted in web-page errors of some kind. I'm more likely to find a solution with Google than using the Quicken website! Then an offer to help for a fee! No way, Jose, am I going to pay a company for support if they can't even get their website in working order.

"No worse than MS Money"
I had been a loyal Quicken user for many years and recently received a discounted copy of MS Money 2003. I started my database from scratch and setup all new accounts. MS Money worked fairly well. It is frustrating when reconciling accounts to have the downloaded transactions already checked off in the reconcile screen when you are trying to check against a paper statement. I ended up with a problem that I could no longer download transactions from USBank using IE6. Eventually became so frustrated that I switched to Quicken 2003. I have tried the 2003 version of Quicken and have not found it to be as bad as many of the reviewers have stated. I ended up with the same problem with USbank and no one there seems to care about my plight. When I switched to Quicken 2003 the process of converting my data was painfull. One account at a time. My mortgage accounts didn't convert properly. At least MS Money seems to have a facility for converting Quicken data, Quicken should do the same.

The interface is a little cluttered as both MS Money and Quicken are full featured. I think that rather than focussing on doing a few things well they have tried to do too much and have lost out on what made them popular in the first place. It is annoying to have a constant battle with the Quicken Online check-boxes. No I do not want my data available at Quicken Online. Really... No, still don't. If you miss a check-box even once, now your data is at Quicken online. Not sure how to undo that.