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What our customer's say!

"The king of financial fitness...", A proven plan for financial fitness.
Dave Ramsey
Thomas Nelson, 2008
ISBN: 0785289089
Reviewed by Debra Gaynor for ReviewYourBook.com, 10/08
5 stars
Dave Ramsey is the king of financial fitness. In The Total Money Makeover, he focuses on debt. He repeatedly stresses that debt stinks. He encourages readers to cut up their credit cards and stop borrowing.
My husband and I have ascribed to the Dave Ramsey way of managing money for years. It is all common sense. Too bad the government has not read his books. Perhaps we should send each Representative and Senator a copy of this book.
Ramsey has a bold, to-the-point style; he tells it like it is. Ramsey's Christian faith shines through in his message. He purports a seven-step program for debt relief and shares his own experiences in hope of helping someone else.



"Excellent", Well written and a very do-able guide for finding financial freedom. I would definitely recommend this to anyone!!! I have given several to family and friends!

"Best book ever", Changed my life, my marriage, my income (X3 - straight commission job), and allowed me to live debt free including the house at 35 years of age. I also have a net worth of over 1M.

Try it - you have lived the other way too long and if you end up not liking it you can always go back into debt. Life is too short not to live like no one else...

Thanks Dave for a new life and helping me and my family understand what is truly important. I can't imagine living like we did just three short years ago, and will never go back - FREEDOM!!!!

"Boot Camp for Your Finances", If every American listened to Dave Ramsey and took this stuff to heart, we would not be in the economic mess we are in. This is a great basic book on how to be smart with your money. It's more directed at people with debt problems but is also motivating for those that are already on the right track. If you are struggling financially--buy this book used and then soak up the principles. Another great companion book to this one is "Get Clark Smart" by Clark Howard.

"A review of the bookk Total Money Makeover", This is a very good book, I recommend it to everyone. Dave Ramsey has helped many thousands of people with his financial ideas.

Read this reviews before You buy...

"Great for people with debt", This book contains a lot of great information for getting out of debt. The suggestions are easy to understand. I also enjoyed the testimonials.
However, for someone like me with only a mortgage (cars are paid off, no credit card debt) many of his steps are difficult to implement. I also found that he seemed to repeat himself repeat himself many times. I suppose repetition is a good thing.

Overall, good book. I would recommend it to my friends and family.

"Great Book- palatable- laymans terms", Great book. He does a nice job laying out the basics. As he says there is nothing in there you haven't heard from your Grandmother or the bible. It's not a "Christian" book, it's a get-yourself-safe from financial risk book. I highlighted it and went back and took notes to make sure I captured the data. Personally, I am not highly in debt but there was a lot of good lessons learned. This book is for everyone- young and old, in debt or not, married or single. I avoid books like this but it was recommended to me and I'm glad I took shot. Get the workbook- it helps.
Nice job, Dave. Great book.

"Excellent review of the real essentials of personal finance", Ramsey makes clear from the outset that personal finance is 70% behavior and only 30% knowledge. I actually feel behavior likely constitutes a minimum of 80% of personal finance. The basic principles are not complex, yet most people still fail to manage their money effectively due to lack of impulse control and discipline. There is nothing about any get-rich-quick-top-secret-never-before-revealed-guaranteed-instant-wealth systems in here, so if that's what you a looking for you should probably look elsewhere.

This book is also refreshingly free of the anti-capitalist, anti-western, left wing propaganda that so commonly afflicts books of this ilk. No need to feel guilty for living in a nation that that has scrambled it way to the top or that you and your ancestors worked hard and intelligently to get where you are today.

With the above factors in mind, I'm not quite sure why this book is being criticized as primarily motivational. Motivation is exactly what most people need to live a financially disciplined life. This is definitely on my short list of top finance recommendations.

"Money Makeover", This is a great guide book for young people. I bought one for each of my grandsons who are in their early thirties. Muriel Oehme

"A budget that I understood", I read this book from front to back surprisingly. It's so great. I would try giving this book to newly married couples so they can plan now and not get into debt. Now my husband and I can continue to stay out of debt. I love the budget...I finally understood this one.