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What our customer's say!

"practical and inspiring", Although I am not yet through the book, I am very excited to start putting into practice the principals behind with in it. It is an answer to prayer!

"Financial Peace", This is an excellent product to help people with their finances and establish a budget. Dave Ramsey has a great plan to help people get out of debt and stay out of debt. This should be required reading for all young people entering adulthood.

"Approachable and throrough financial planning", Dave Ramsey speaks from experience. He is incredibly black and white, and full of faith. I actually did some of the things he recommended in the past when I was younger and had debt, and not only did they work, they gave me an incredible sense of control.

This book is a very approachable method in reviewing and planning your finances. It is intended to be used by implementing a chapter a week, but if you have already accomplished the beginning items, you can move a bit faster...as long as you pay attention to the lessons you are skipping and are sure you understand them.

The characters he uses for illustration purposes are one dimensional, but readers can easily see themselves or those close to them in the characters.

The workbook is NOT BORING, NOT DRY, and easy to understand. It can be used in conjunction with the Financial Peace (or Financial Peace Revised) book, but works well on its own. After reading it, if you are understanding that materialism is good, but not to be worshipped, you can accumulate a good bit of wealth in a reasonable period of time.

The book is very motivating. Anyone can understand it, anyone can use it. You don't have to be broke, up to your eyeballs in debt or bankrupt to appreciate it. In fact, you'll have a leg up on those who are.

If you are looking for a way to plan you future, are facing a promotion and want to be wise with your money, or are just interested in a basic, non-threatening way to learn about home economics and investing, this is the book to read.

Comes with great forms to help you evaluate equity, learn about your household budget (he calls it a 'cashflow' plan), percentages of income should be dedicated to what expenses, etc.,etc.

"What I expected", It helps to see budgets in black and white and be reminded how simple it is supposed to be for us.

"A Must Read!", Dave Ramsey hits it on the head - I wish I had read it at 18 years old. Personal money management can be tough, but this book (as well as all the Dave Ramsey books) gives very clear, concise instruction on how to manage your life's fortune (or how to create a life's fortune).

He is hysterical and animated - It's easy, fun reading.

Read this reviews before You buy...

"Dave Ramsey is AMAZING help !!!", This is an older book of Daves, but it is full of ideas you probably have never heard before ......and they WORK !!!! We did it...dumped debt, got emergency fund together, saved and built our oWN rent free shop for our business using CASH ONLY ...all thanks to Dave Ramseys' excellent, think outside the box guidelines.
I recommend the whole financial peace university kit, but if not affordable, The Total Money Makeover is a great tool, also.
No matter how poor or rich, you will benefit from his advice.

"Should be required reading in all schools", This book is full of timeless advice. I wish I had one before I entered the marketplace.

It should be a required textbook in a course of study on personal economics in all schools public or private.

"Perfect for anyone who makes money", Despite what one reviewer has written, this book is invaluable for anyone who makes and/or manages money. My family didn't start it because we had real debt problems but more to figure out how to get more out of what we make. We now have a successful budget and firm, clear plans on emergency, retirement, and college fund planning. I cannot recommend this plan more highly. The faith-based approach and thorough use of examples has been uplifting and encouraging and previous knowledge of Dave's other books or his radio show, while informative, is not necessary.

"Outstanding Companion to the Book", First, get and read Dave Ramsey's "Financial Peace Revisited." Then get this planner, which takes you step-by-step through Dave's tried-and-true techniques for getting out of debt and getting your financial house back in order - and KEEPING it in order forevermore. Whether you're in serious financial trouble, or simply want to have a little more control over your money, this is the plan for you. Dave Ramsey uses simple, easy-to-understand, yet vivid language to communicate a powerful message.

"More Than Debt Recovery", I bought this book last year after stumbling across Dave's excellent radio show; I try to listen whenever I can. Reading the other people's reviews could lead one to think this book is only for those recovering from or in a debt crisis. Au contraire! Buy, read, re-read, and PRACTICE the recommendations in this book BEFORE you get into debt, stay out of debt forever, and get piles of cash. Doing this will add immeasurable peace to your life.

This book is a straight-talking, no B.S., easy-to-read gem about realistic personal finances. Everyone but the extremely rich should read it.